top of page

Terms & Conditions

Gradient Background

These Terms and Conditions govern your use of the website operated by HWD UK Ltd at www.needhelpwithdebt.co.uk (“the Website”).
The Website is intended for use by residents of the United Kingdom only.

By using the Website, you agree to these Terms and Conditions.

Accuracy

The Website provides general information and allows users to request contact from selected FCA-authorised debt advice partners.

You are responsible for ensuring that any information you submit to us is accurate.
We are not liable for any loss arising from decisions made based on inaccurate information provided by you.

We make reasonable efforts to ensure the Website content is accurate, but we cannot guarantee that all information is free from errors.

Liability
 

You authorise us to provide your name, phone number, email address and approximate debt level to selected FCA-authorised partners.

We do not provide debt advice.
We are not responsible for the advice you may receive from any third-party partner to whom we refer you.

To the maximum extent permitted by law, we are not liable for:

  • Any decisions you make based on information on our Website

  • Any actions taken (or not taken) by third-party partners

  • Losses arising from the use of the Website

Data Protection
 

HWD UK Ltd only collects personal data with your consent.
You choose whether to provide this information via our Website.
Our Privacy Policy (above) explains how we process and protect your data.

Authority
 

By submitting an enquiry, you confirm that:

  • The information provided is accurate to the best of your knowledge.

  • You are giving us permission to pass your details to FCA-authorised debt advice providers.

Governing Law
 

These Terms and Conditions are governed by English law.
Any disputes arising from the Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Services We Provide
 

HWD UK Ltd generates and supplies leads for insolvency solutions, including IVAs, to FCA-authorised organisations.
We do not provide debt advice.
We may receive a fee from partners for introducing individuals who may be suitable for their services.

bottom of page